🎯 Overall Objective

Equip Board members and Senior Management with the knowledge and tools to identify, oversee, and manage risks effectively, ensuring institutional sustainability, regulatory compliance, and client protection.

🧱 PROGRAM STRUCTURE

Duration Options:

• Full Program: 3–5 days intensive
• Modular Delivery: 6–8 standalone sessions (2–3 hours each)

🧩 DELIVERY APPROACH

Methods:

• Case studies (Rwanda & East Africa)
• Group discussions
• Board simulations
• Real MFI data analysis (if available)

📊 ASSESSMENT & OUTPUTS

Participants should leave with:

• Draft Risk Appetite Statement
• Improved Board Risk Dashboard
• Identified Top Institutional Risks
• Action plan for strengthening governance

👥 TARGET AUDIENCE SPLIT

Board Members:

• Focus: Oversight, strategy, accountability

Senior Management:

• Focus: Implementation, reporting, controls

👉 Some sessions should be joint to align understanding.

⚠️ COMMON GAPS IN RWANDA MFIs (TO ADDRESS IN TRAINING)

• Weak Board understanding of risk reports
• Over-reliance on management without challenge
• Poor credit risk monitoring (PAR ignored until late)
• Limited use of risk appetite frameworks
• Weak internal controls in rural branches